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Metropolitan Life Insurance Company

The Plot Against America

Metropolitan Life Insurance Company is the employer through which the novel makes forced relocation an intimate economic reality: a government program arrives not only as political policy but as an official letter, a job transfer, and the loss of a livelihood. The company first offers Herman Roth a coveted promotion, then participates in Homestead 42, which transfers him and other Jewish employees out of Newark. His eventual refusal exposes the narrow space between a formally offered opportunity and a choice made under pressure.

The company and Herman Roth’s prospects

In 1939, Herman Roth worked as an insurance agent in the company’s Newark office, where consistently high sales during the Depression brought him an offer to become assistant manager in Union, six miles from home. The promotion promised an immediate increase from a little under fifty dollars a week to seventy-five, with the possibility of earning as much as a hundred dollars a week in later years. For a family with modest means, it might also have made homeownership possible: houses in Union were selling for only a few thousand dollars.

The offer carried a social cost that the salary could not erase. Union was a Gentile working-class town, and Herman anticipated that he might be the only Jewish man among some thirty-five office employees, while Bess Roth might be the only Jewish woman on their street and their sons the only Jewish children at school. The company’s Newark manager, Sam Peterfreund, had nominated Herman for the position. After Herman turned it down, Peterfreund explained that the Union office was known for agents who spent much of their time drinking in taverns. Herman imagined being sent there as the new Jewish manager to discipline employees who would resent him. His decision preserved the family’s place in its community, but relinquished the promotion and the material security it might have brought.

Homestead 42 and corporate participation

By May 1942, the company was participating in Homestead 42, the initiative administered by the Office of American Absorption within the United States Department of the Interior. Its letter to Herman presented relocation as a voluntary-sounding national opportunity. It compared the program to the Homestead Act of 1862, described government-funded moves as a chance to strengthen families’ Americanness, and congratulated Herman on being selected as one of the company’s pioneering participants. The warm language of opportunity obscured the practical fact: the company was transferring its employees and their households across the country.

The letter named September 1, 1942, as the date Herman would leave the Metropolitan’s Newark district for a new district office in Danville, Kentucky. After several days, he showed it to Bess and read from the accompanying Chamber of Commerce pamphlet. He located Danville on a map and recited its distance from Lexington, its population, and other civic details, as if information about the destination could make the transfer less senseless. Bess’s immediate question was how many Jewish people lived there. The family’s fear was not answered by the company’s promise of an inspiring region or by its presentation of the move as a privilege.

The relocation was not limited to Herman. On a Sunday in late May, Jewish insurance agents who were being moved from the Newark office met with their wives in the Roths’ living room. Sandy Roth, Philip Roth, and Seldon Wishnow helped arrange chairs before Mrs. Wishnow drove them to a theater while the adults met. The domestic preparations and the children’s ordinary outing surrounded a serious collective discussion: each household was facing a company transfer backed by the federal program. The Tirschwell family, among those affected, was already only days away from moving to Winnipeg.

Refusal and the cost of resistance

Herman did not comply with the transfer. After the company’s relocation notice, he left his twelve-year affiliation with Metropolitan Life Insurance Company rather than move his family to Kentucky under Homestead 42. He went to work at Uncle Monty’s produce market, taking night shifts that required him to sleep through much of the day. He came home in the morning, ate, and went to bed; later he returned to the market as farmers arrived and grocers, restaurant owners, and hotelkeepers came to buy produce. At times he drove out before dawn to collect goods himself. The change exchanged an established insurance career for exhausting, precarious labor, but it kept the family on Summit Avenue rather than sending them to Danville.

The company’s program also shaped Bess’s choices. She left her job at Hahne’s and returned to running the household full time. The family had accumulated some savings in Montreal, enough to help them cross into Canada and begin again if flight became necessary. Her departure from work, like Herman’s resignation, was part of preparing against the transfer and the danger the parents associated with it. Resistance therefore did not restore the family’s former economic security; it reorganized their working lives around the possibility of escape.

The company’s actions also brought renewed scrutiny from the Federal Bureau of Investigation. An agent who had previously questioned members of the household began watching Herman at the produce market and asking what he said about America and the president. According to the account relayed to the family by Uncle Monty, the agent characterized Herman’s resignation as refusal to participate in a program meant to unify and strengthen the country. The employment decision had become evidence, in the eyes of the authorities, of political disloyalty. Private employment thus served as a point where economic coercion and surveillance met.

Outcomes for relocated employees

The consequences of the transfers make the gap between the program’s promises and its economic reality visible. Metropolitan Life Insurance Company moved its former Newark agents into sparsely populated regions where they could not earn anything close to their previous commissions in metropolitan North Jersey. The company’s reassignment of Mrs. Wishnow illustrates the vulnerability of employees sent away from established markets: after only six weeks in the job in Boyle County, she had produced little business, despite working hard. Herman suspected that the company had called her to Louisville to collect her ledger and dismiss her, leaving her unemployed more than a hundred miles from home. The narration presents this as his guess, not as a confirmed explanation for the meeting.

Herman’s decision to quit proved economically prescient in that setting: work at the market, however arduous, spared him the sharp loss of earning capacity that the relocated agents faced. It did not shield the family from political danger, and the family had not managed to cross the Canadian border before it closed and martial law began. Homestead 42’s consequences therefore extend beyond a change of address. It divides households from familiar communities and customer bases, threatens employment, and makes refusal costly without making compliance safe.

Narrative and historical framing

Metropolitan Life Insurance Company is not simply scenery in the family’s story. Its promotion, transfer letter, and employment structure give a national political initiative the force of routine administration. The relocation is delivered in corporate prose, addressed to a worker, and organized through district offices; the resulting pressure is felt in household budgets, children’s schooling, and the choice between departure and resignation. Herman’s refusal makes that process legible: a program described as an opportunity can leave its targets with less meaningful choice than its language suggests.

The novel identifies itself as fiction, and its postscript presents its documentation as a guide to distinguishing historical fact from historical imagining. Within that fictional account, Metropolitan Life Insurance Company’s participation in Homestead 42 is central to how state policy becomes workplace action. The company does not need to appear as a single villainous presence. Its ordinary instruments—promotion, transfer, commission-based work, and an official letter—are enough to turn the policy into a family crisis.

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