The bulletin about Rowland and the child

A bulletin at Lloyds announces that John Rowland, a sailor from the Titan, and a child passenger are on the Peerless at Christiansand, both dangerously ill. The bulletin also mentions that Rowland speaks of a ship cut in half the night before the loss of the Titan. This news sparks interest among the underwriters, who realize that the captain may have concealed a collision. Mr. Meyer, initially despondent, is roused by his colleagues to investigate. He decides to take action, realizing that the concealment could void the insurance policy.